Capital Growth Planning, Inc. (“CGP” or “the Company”) was established in 1969 as a diversified financial services corporation. CGP is the parent company of eight wholly-owned subsidiaries that collectively have designed multiple investment, insurance, and other financial products and programs (“Financial Structures”) to take advantage of the significant revenue opportunities to be realized in the life settlement market, the life insurance market, and the broker-dealer securities and advisory markets. Through its subsidiaries, the Company specializes in structured life settlement brokerage, “principal protected” investment and securities programs, and premium finance life insurance products. Other financial services include advanced tax reduction planning and retirement planning. The Company’s primary role is managing its subsidiary companies while developing, promoting and marketing its highly specialized, exclusive, and/or proprietary Financial Structures through joint ventures, wholesale distribution, and/or syndication. CGP primarily focuses on products and services that are innovative, structurally sophisticated, and conducive to specific market niches that currently have little or no product/service representation.

Capital Growth Insurance Services, Inc. ("CGIS") was formed in 1986 and works with contracted agencies and agents in a wholesale brokerage agency capacity. CGIS and its Managing Agency Partners have developed several highly marketable and “exclusive” premium financed life insurance product structures, which allow its contracted agencies and agents to implement a full line of life insurance product solutions for their individual, corporate, business, non-profit, and/or estate planning clients. Its programs utilize the most up-to-date premium finance techniques available in the marketplace for clients with a net worth of $1 million or higher (excluding personal residence). CGIS has also contracted with multiple carriers, offering numerous insurance products, including Term, Universal, Index “Linked” & Variable Life, as well as Fixed, Index Linked & Variable Annuities. All recommended Life Insurance Carriers meet the highest rating standards.  

Capital Growth Resources, Inc. ("CGR") was formed in 1980 as a securities Broker-Dealer and is registered with the Financial Industry Regulatory Authority (“FINRA”). CGR transacts a full range of investment products and acts as a placement agent to provide LIBAC^SM investment products, which utilize the Company's proprietary LIBAC^SM process to protect invested principal in nearly any type of investment structure.   CGR is currently working with several investment banking groups to place LIBAC^SM investments for public companies and has plans to syndicate and place several new sponsored proprietary FUND transactions under the Company’s LIBAC^SM brand. 

Capital Growth Planning Advisors, Inc.  ("CGPA") was formed in 1985 as a Registered Investment Advisor firm with the California Department of Corporations. This firm allows us to provide complete and comprehensive fee based financial planning products. Fee-based clients receive professionally prepared financial plans that are updated periodically in response to changes in market conditions, tax laws, and other needs.

Capital Growth Realty, Inc. ("CGRI") was formed in 1978 as a full service real estate brokerage firm. CGRI allows its agents to represent and service clients in all types of real estate transactions, including a full line of traditional mortgage products and Trust Deeds, secured by real estate. This firm also allows its agents to counsel and provide clients with reverse mortgage strategies and 1031 “tax neutral” real estate exchange solutions. 

Life Funding Partners, Inc. ("LFP") was originally formed in 1985 as Capital Growth Pension Coordinators, Inc. (“CGPC”) and formerly specialized in pension related services. In 2005, CGPC changed its name to reflect its new business operations; namely, interim financing of life insurance premiums through Company co-sponsored premium financed programs. LFP has plans to develop its own premium finance life insurance structures for the permanent traditional coverage (ages 40 - 70), Senior originated coverage (ages 70 - 85), and collateralized corporate owned coverage (all ages). 

Capital Administrative Services, Inc. ("CAS") was formed in 2007 to provide trust administrative services to its insurance trust clients. CAS will assist in the administrative management of Trust assets placed within or owned by revocable and irrevocable life insurance trusts. CAS is a fee based company whose services may be contracted by clients and institutional investors for its specialized trust planning and administrative services. 

Capital Life Assets, Inc. ("CLA") was formed in 2007 to acquire life settlement policies for its own portfolio and/or for subsequent resale. This Company may also act as a potential FUND manager in future planned structured life settlement FUND transactions currently being contemplated. Also, as CLA increases its foothold in the life settlement business, it may move toward becoming a licensed life settlement broker, provider and/or aggregator.

Insured Capital Management, Inc. (“ICM”) was formed in 2007 to serve as the corporate managing member of several planned “fully collateralized” and “yield” driven securities transactions (“FUND Offerings”) that will use the Company’s LIBAC^SM and Life Insurance “Contract-Backed” Securities (“LICBS”) products. These FUND Offerings will be syndicated and placed through the Company’s Broker-Dealer. The Company plans to introduce and market multiple FUND Offerings in 2008, 2009 and 2010, each to be managed by ICM.  The Company also plans to eventually evolve these FUND Offerings into a new series of SEC registered FUNDs to be named the ICAP FUNDS, to be marketed nationally and    internationally.