Capital Growth Planning, Inc. (“CGP” or “the Company”) was established in 1969 as a diversified financial services corporation. CGP is the parent company of  six wholly-owned subsidiaries and three affiliated companies that have collectively developed multiple structured financial products and programs (“Financial Structures”) designed to  service the international institutional market, commercial and merchant banking finance and collateral enhancement markets, on an institution basis (bank to bank). Many of these products are specifically designed for financing  and yield enhancement opportunities through appropriate collateral structures delivered under   direct formations, partnership programs, special purpose vehicles (SPV), Limited Liability Company's (LLC), joint ventures (JV), wholesale distribution, and/or syndications, while others are designed for co-venture sales, yield enhancements wealth management, and/or structures banking. CGP primarily focuses on structured financial products and services that are innovative, structurally sophisticated, and conducive to specific market niches that currently have little or no product/service representation which include its LIBAC^SM and LICBS products.  See CGP products for more details.  

The following companies make up CGP’s six wholly-owned subsidiaries:

Capital Growth Insurance Services, Inc. ("CGIS")  was formed in 1986 and works with contracted agencies and agents in a wholesale brokerage agency capacity.  CGIS and its Managing Agency Partners have developed several highly marketable and “exclusive” structured insurance products, which allows a full line of life insurance backed product solutions for individual, corporate, business, non-profit, and/or estate planning clients.  Its programs utilize the most up-to-date finance techniques available in the marketplace for clients with net worth's in excess of $1 million (excluding personal residence). CGIS has also contracted with multiple carriers, offering numerous life insurance products, including Term, Whole, Universal, Index “Linked” & Variable Life, Long Term Care, and/or Disability Insurance, as well as Fixed, Multi-purpose, Index “Linked” & Variable Annuity products. Recommended Life Insurance Carriers must always meet the highest rating standards from Standard & Poor’s (“S&P”), Moody’s and/or Duff & Phelps.

Capital Growth Realty, Inc. ("CGRealty") was formed in 1978 as a full service real estate brokerage firm. CGRealty allows its agents to represent and service clients in all types of real estate transactions. This firm also allows its agents to counsel and provide clients with reverse mortgage strategies and 1031 “tax neutral” real estate exchange solutions.

Capital Administrative Services, Inc. ("CAS") was formed in 2007 to provide trust administrative services to its insurance trust clients. CAS will assist in the administrative management of Trust assets placed within or owned by revocable and irrevocable insurance trusts under the Company’s LIBAC^SM and LICBS structured product programs. CAS is a fee based company whose services may be contracted by trustees for individual or business clients for specialized trust planning and administrative services.

Capital Life Assets, Inc. ("CLA") was formed in 2007 to source and/or acquire life settlement policies for its own portfolio and/or for subsequent resale.  This Company is also involved in sourcing policies for LIBAC^SM and LICBS structured product programs. As CLA increases its foothold in the life settlement market, it may move toward becoming a licensed life settlement broker, provider and/or aggregator.

Insured Capital Management, Inc. (“ICM”) was formed in 2007 to serve as a corporate managing member of several planned “fully collateralized” and “yield” driven transactions that use the Company’s collateral enhancement, LIBAC^SM and/or LICBS structured product programs.  In most cases, these planned transactions will be placed through Banks and Institutional partners.

Life Funding Partners, Inc. ("LFP") was originally formed in 1985 as Capital Growth Pension Coordinators, Inc. (“CGPC”) and formerly specialized in pension related services.  In 2005, CGPC changed its name to reflect its new business operations; namely, interim financing of life insurance premiums through Company co-sponsored premium financed programs.  LFP has plans to develop its own premium finance life insurance sponsored structures for the permanent traditional coverage (ages 40-70), Senior originated coverage (ages 70-85), and collateralized corporate owned coverage (all ages) through traditional bank financed programs.

The following companies make up CGP’s three Affiliated Companies:

Capital Protection, Inc. ("CPI") was formed as an “Affiliate” company in 1998 to provide trustee services for investment programs.  Its primary function is to act as a loan servicing agent and/or corporate trustee for investment lenders.  CPI fulfills the obligations and responsibilities of a trustee under Indentured Trust Offerings and as the loan servicing agent under fractionalized loan Offerings.

CGP Founders Group, LLC ("Founders Group") was originally formed as an “Affiliate” company in January 2009 for the purpose of raising initial seed capital to finance the formation of a new (“De Novo”) CGP bank affiliate. This was put on hold after the FDIC withdrew FDIC insurance for new De Novo banks. It is still CGP’s intent to form, purchase, or partner with a bank for the purposes of further developing, introducing and distributing its institutional & banking products.

East Trend Corporation, Ltd ("East Trend") was formed as a Hong Kong Company to implement its international business activities, of which CGP is a 50% owner.  East Trend specializes in the design and implementation of organizing the delivery of Institutional banking instruments (collateral) for structured finance and/or yield enhancement structures to its clients, which will include the delivery of CGP's LIBAC^SM products for offshore structures and uses.  All financing or yield enhancement structures will be  delivered on an Institutional basis (bank to bank).